2015 Federal Poverty Level
Updated 11/15/2015
Whether or not an individual or family is eligible for a premium [hnd word=”Subsidy”], a [hnd word=”Tax Credit”] or Medicaid depends on whether their annual household income falls within or under a certain percentage of the Federal Poverty Level. The [hnd word=”Federal Poverty Level”] (FPL) is defined as a uniform measure of income that is adjusted for inflation and released every year by the [hnd word=”Department Of Health And Human Services”] (HHS). Below is a convenient chart to determine where you sit on the FPL.
As a refresher, if you earn between 100% and 400% of the FPL you may be eligible for a federal premium subsidy.
If you earn under 250% of the FPL, you may be eligible for a tax credit to reimburse you for your insurance-related out-of-pocket expenses from the prior year.
If you earn 100% of the FPL or under and you reside in a state that did not expand the Medicaid eligibility requirements, you may be eligible for Medicaid.
If you earn 133% of the FPL or under, which actually amounts to 138% of the FPL due to the way that the income levels are calculated, and you reside in a state that did expand the Medicaid eligibility requirements, you may be eligible for Medicaid.
Family Size | 100% | 133% | 138% | 250% | 400% |
1 | $11,670 | $15,521 | $16,105 | $29,175 | $46,680 |
2 | $15,730 | $20,921 | $21,707 | $39,325 | $62,920 |
3 | $19,790 | $26,321 | $27,310 | $49,475 | $79,160 |
4 | $23,850 | $31,721 | $32,913 | $59,625 | $95,400 |
5 | $27,910 | $37,120 | $38,516 | $69,775 | $111,640 |
6 | $31,970 | $42,520 | $44,119 | $79,925 | $127,880 |
See Obamacare/ACA Plans and rates on your 2015 income level.