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2017 Federal Poverty Level Charts

Below you will find the estimates for the 2017 Federal Poverty Level. Federal Poverty Level Each year the FPL increases typically in line with the the cost of living within the United States. It is important for anyone seeking to enroll in an Obamacare plan (subsidized healthcare) regardless if you are a single individual, or a large family, to understand where you fall within the 2017 Federal Poverty Level Chart. If you have questions about where you fall within the 2017 Federal Poverty Level Chart, feel free to contact us at 1-800-920-4994.

Updated 11/01/2016: You Can Use Information In The Charts Below Or You Can Simply Enter Your Household Information To Get Rates And Subsidy Information For Your Area – Your Contact Information Is Confidential

The following 2017 FPL Poverty Level estimates are updated for the 2017 calendar year. If you have questions regarding enrolling in a subsidized healthcare plan, don’t hesitate to contact us.  The 2017 Open Enrollment Period begins on November 1st, 2016 and closes on January 31st, 2017.

Questions about this chart? You can contact us toll free at 1-800-920-4994.

2017 Federal Poverty Level Chart – Income Brackets for 2017 Premium Tax Credits

Contiguous 48 States

 

Persons in Household

 

100% FPL

 

133% FPL (138%)*

 

250% FPL

 

400% FPL

1 $11,880 $15,800 ($16,400) $29,700 $47,550
2 $16,020 $21,300 ($22,100) $40,050 $64,100
3 $20,160 $26,800 ($27,800) $50,400 $84,650
4 $24,300 $32,300 ($33,600) $60,750 $97,200
5 $28,440 $37,850 ($39,250) $71,100 $113,800
6 $32,580 $43,350 ($44,950 $81,450 $130,300
7 $36,730 $48,850 ($50,700) $91,850 $146,900
8 $40,890 $54,400 ($56,450) $102,250 $163,550

* The ACA law text reads 133 percent, but also calls for a new method of calculating income bringing the minimum to 138% and they are choosing to disregard the 5% discrepancy.

If your family contains more than 8 people, add $4,160 for each additional.

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2016 Federal Poverty Level Chart – Income Brackets for 2017 Premium Tax Credits

Alaska

 

Persons in Household

 

100% FPL

 

133% FPL (138%)*

 

250% FPL

 

400% FPL

1 $14,840 $19,740 ($20,480) $37,100 $59,360
2 $20,020 $28,330 ($29,390) $53,250 $85,200
3 $25,200 $33,520 ($34,780) $63,000 $100,800
4 $30,380 $40,400 ($41,920) $75,950 $121,520
5 $35,560 $47,290 ($49,070) $88,900 $142,240
6 $40,740 $54,180 ($56,220) $101,850 $162,960
7 $45,920 $61,070 ($63,370) $114,800 $183,680
8 $51,120 $67,990 ($70,550) $127,800 $204,480

If your family contained more than 8 people, add $5,200 for each additional.

2016 Federal Poverty Level Chart – Income Brackets for 2017 Premium Tax Credits For Hawaii

 

Persons in Household

 

100% FPL

 

133% FPL (138%)*

 

250% FPL

 

400% FPL

1 $13,670 $18,180 ($18,860) $34,180 $54,680
2 $18,430 $24,510 ($25,430) $46,080 $73,720
3 $23,190 $30,840 ($32,000) $57,980 $92,760
4 $27,950 $37,170 ($38,570) $69,880 $111,800
5 $32,710 $43,500 ($45,140) $81,780 $130,840
6 $37,470 $49,840 ($51,710) $93,680 $149,880
7 $42,230 $56,170 ($58,280) $105,580 $168,920
8 $47,010 $62,520 ($64,870) $117,530 $188,040

If your family contained more than 8 people, add $4,780 for each additional.

Cost-Sharing Allowances – Income Based

 

Federal Poverty Level %

 

Percentage of help toward premium, copays, and deductibles

At or below 135% 100% *
More than 135% and

less than 140%

75%
More than 140% and

less than 145%

50%
More than 145% and

less than 150%

25%
Over 150% 0

*As a couple or married, this is still 100% help toward premiums, but there is less help with copays and deductibles 

2016 Federal Poverty Level Chart – Income Brackets for 2017 Premium Tax Credits For Contiguous 48 States

 

Persons in Household

 

100% FPL

 

133% FPL (138%)*

 

250% FPL

 

400% FPL

1 $11,880 $15,800 ($16,400) $29,700 $47,550
2 $16,020 $21,300 ($22,100) $40,050 $64,100
3 $20,160 $26,800 ($27,800) $50,400 $84,650
4 $24,300 $32,300 ($33,600) $60,750 $97,200
5 $28,440 $37,850 ($39,250) $71,100 $113,800
6 $32,580 $43,350 ($44,950 $81,450 $130,300
7 $36,730 $48,850 ($50,700) $91,850 $146,900
8 $40,890 $54,400 ($56,450) $102,250 $163,550

* The ACA law text reads 133 percent, but also calls for a new method of calculating income bringing the minimum to 138% and they are choosing to disregard the 5% discrepancy.

If your family contains more than 8 people, add $4,160 for each additional.

____________________________________________________________________

2016 Federal Poverty Level Chart – Income Brackets for 2017 Premium Tax Credits For Alaska

 

Persons in Household

 

100% FPL

 

133% FPL (138%)*

 

250% FPL

 

400% FPL

1 $14,840 $19,740 ($20,480) $37,100 $59,360
2 $20,020 $28,330 ($29,390) $53,250 $85,200
3 $25,200 $33,520 ($34,780) $63,000 $100,800
4 $30,380 $40,400 ($41,920) $75,950 $121,520
5 $35,560 $47,290 ($49,070) $88,900 $142,240
6 $40,740 $54,180 ($56,220) $101,850 $162,960
7 $45,920 $61,070 ($63,370) $114,800 $183,680
8 $51,120 $67,990 ($70,550) $127,800 $204,480

If your family contains more than 8 people, add $5,200 for each additional.

2016 Federal Poverty Level Chart – Income Brackets for 2017 Premium Tax Credits For Hawaii

 

Persons in Household

 

100% FPL

 

133% FPL (138%)*

 

250% FPL

 

400% FPL

1 $13,670 $18,180 ($18,860) $34,180 $54,680
2 $18,430 $24,510 ($25,430) $46,080 $73,720
3 $23,190 $30,840 ($32,000) $57,980 $92,760
4 $27,950 $37,170 ($38,570) $69,880 $111,800
5 $32,710 $43,500 ($45,140) $81,780 $130,840
6 $37,470 $49,840 ($51,710) $93,680 $149,880
7 $42,230 $56,170 ($58,280) $105,580 $168,920
8 $47,010 $62,520 ($64,870) $117,530 $188,040

If your family contains more than 8 people, add $4,780 for each additional.

Have Questions On What Health Insurance Will Cost For The 2017 Enrollment Season? Connect With A Licensed Agent.

Federal Poverty Levels (FPL) are used to calculate the amount of cost assistance you may qualify for when purchasing insurance through your State or Federal health insurance marketplace as well as your eligibility for help with Medicaid and the Children’s Health Insurance Program (CHIP) costs. New rates are determined annually as a result of inflation rates measured by the Consumer Price Index (CPI) and are based on household income and family size. An individual or family making between 100 percent and 400 percent of FPL may qualify for premium tax credits.

Making less than 138 percent of FPL in a state that expanded their Medicaid program may qualify you for Medicaid or CHIP. An income less than 100 percent of FPL is considered below the poverty line. This can be a problem for you if your state did not expand their Medicaid program, exposing you to the Medicaid Gap. This situation creates a zero percent eligibility for adults living in poverty without a dependent child, however, CHIP offers coverage to those children whose parents have no income.

Before the Affordable Care Act (ACA), the federal government required eligibility levels for children and pregnant women to be at least 100 to 133 percent of the FPL. The ACA law reads 133 percent, but also calls for a new method of calculating income, making the minimum threshold actually 138 percent. These minimums can be set higher by individual states and many have already made these adjustments. More people are able to qualify for the lower threshold and the five percent difference is being “disregarded.” CHIP income qualification is usually set at a higher percentage for children and parents and decreases as those children get older.

If you make between 100 percent and 250 percent of FPL you may qualify for cost assistance with out-of-pocket costs  on Silver plans in the marketplaces. The lower your FPL percentage, the more it caps these expenses at certain dollar limits. Cost assistance is based on the household or family’s Modified Adjusted Gross Income (MAGI) reported by the head of household – combined with any jointly filing spouse – plus the Adjusted Gross Income (AGI) of any dependents.

Premium tax credits can be applied upfront using these calculations to discount your health insurance premium using form 8962 at the year-end tax filing season. To make this process a little easier, take a look at the charts below and find your income range. There are separate charts for those who live in either Alaska or Hawaii whose cost of living indexes are higher than the rest of the 48 contiguous states and Washington, DC.

Once you’ve determined your Federal Poverty Guideline percentage, you can check the last chart for the amount of premium and other cost-sharing help you are eligible for, again based on the size of your income and number of household residents.

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