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A Picture of Adam Weisshouse Adam Weisshouse
12/02/2016

Open Enrollment Bi-Weekly Snapshot

More than 2.1 million people have signed up for health insurance since the start of open enrollment on November 1 according to a bi-weekly snapshot released by the Centers for Medicare and Medicaid Services on Wednesday. During weeks three and four of enrollment, over 1.1 million people chose plans using the federal marketplace at HealthCare.gov. Most enrollees are returning customers.... Read Full Article

A Picture of Adam Weisshouse Adam Weisshouse
11/09/2016

Can Trump Repeal Obamacare

One of the big questions remaining after the Presidential Election on November 8th is what will happen to Obamacare. The 2017 Open Enrollment Period was kicked off on November 1st and many are wondering, after hearing the results of the election, whether they should still bother getting health insurance if Trump intends on repealing and replacing Obamacare once he reaches... Read Full Article

A Picture of Abby Coleman Abby Coleman
11/09/2016

Should I Still Enroll in Health Insurance?

Enroll The 2016 Presidential Election concluded on November 8th with a stunning victory for Donald Trump. One of the platforms Trump ran on was that he would repeal and replace Obamacare. Right now, Americans are at the beginning of the 2017 Open Enrollment Period under Obamacare. Under Obamacare, every American must have health insurance or else they will face a... Read Full Article

A Picture of Katie Dickinson Katie Dickinson
11/04/2016

First Day of 2017 Open Enrollment is a Success

Despite higher premium prices for next year, HealthCare.gov enrollment numbers were up by 50 percent on Tuesday, which marked the first day of the 2017 Obamacare open enrollment period. Over 60,000 applications were filed in six hours, which is double that of the first day of enrollment last year, per the Department of Health and Human Services (HHS). The benchmark... Read Full Article

A Picture of Elliott Perez Elliott Perez
09/06/2016

CMS Proposes New Standards to Strengthen the Marketplace for 2018

The Centers for Medicare and Medicaid Services (CMS) has issued the proposed annual Notice of Benefit and Payment Parameters for 2018, intended to strengthen the Health Insurance Marketplace. CMS is officially issuing this rule as of September 6, 2016, addressing changes that have been underway in the last six months. The Affordable Care Act (ACA) law continues to evolve, and... Read Full Article

A Picture of Adam Weisshouse Adam Weisshouse
08/16/2016

Aetna Also Dropping Out of Some Markets

Consumers who buy health insurance through the Obamacare marketplaces will face an even greater shortage in the number of plans available for 2017. Aetna, the country’s third-largest health insurer, announced on Monday that it would be withdrawing individual major medical plans from the exchanges in 11 out of the 15 states where it currently does business. Only plans in Delaware,... Read Full Article

A Picture of Alex Hitcherson Alex Hitcherson
08/08/2016

Insurance Carriers Leave the Marketplace

As America prepares for the fourth open enrollment period under the Affordable Care Act this November, changes to the availability of health insurance on the Obamacare marketplaces may impact coverage nationwide. Earlier this year, United Healthcare, the nation’s largest health insurance provider, announced that it would be cutting ties with the ACA exchanges. Since that announcement, other insurers have followed... Read Full Article

A Picture of Alex Hitcherson Alex Hitcherson
07/14/2016

Kaiser Family Foundation Survey Results: Most Enrollees Like Their Obamacare Plan

Kaiser Family Foundation Survey Results: Most Enrollees Like Their Obamacare Plan We are already past The Affordable Care Act’s (ACA) third year of marketplace open enrollment. A new Kaiser Family Foundation (KFF) survey focused on individuals purchasing ACA insurance plans or enrolled in Medicaid on the marketplace appear to like their coverage options overall but are still worried about premiums,... Read Full Article

A Picture of Alex Hitcherson Alex Hitcherson
04/22/2016

Obamacare plans increase, as employer-sponsored coverage drops

As the latest reports show, the most recent Open Enrollment Period (OEP), which ended on Jan. 31, 2016, saw 12.7 million Americans sign up for health insurance policies under the Affordable Care Act (ACA). This latest OEP represents an increase of one million people (8.5 percent more) over the previous year. Since the healthcare law’s passage on Jan. 1, 2014,... Read Full Article

A Picture of Abby Coleman Abby Coleman
04/22/2016

Employer coverage remains strong, even as ACA plans provide coverage

The Jan 1st 2014, launch of the Affordable Care Act (ACA) provided millions of previously uninsured Americans with vital healthcare coverage. But countless heated arguments have been directed at the law, both for and against. One of the most volatile matters was the issue of employer-sponsored policies, by far, the biggest source for the nations’ health insurance. The Congressional Budget... Read Full Article

A Picture of Adam Weisshouse Adam Weisshouse
04/22/2016

CMS announces confirmation changes to SEP process

Over the past three years, Americans have taken full advantage of the Affordable Care Act (ACA)’s annual Open Enrollment Period (OEP). This is the official window in which people are able to select and purchase ACA-compliant health insurance plans. By all accounts, the OEPs are successful, with the final estimates for the 2016 OEP showing that 12.7 million Americans signed... Read Full Article

A Picture of Adam Weisshouse Adam Weisshouse
03/01/2016

Younger, healthier enrollees boosting ACA’s value to carriers

When it comes to the Affordable Care Act (ACA), 18-34-year-old consumers are considered the ultimate prize for big insurance carriers. The enrollment of younger, healthier people, also known as “millennials or Young Invincibles (YIs), affects all Americans’ coverage. They’re less likely to use their insurance, compared to older, sicker beneficiaries. This balances out the insurance market’s risk pool, reducing carriers’... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/01/2016

Childhood insurance coverage hitting nationwide highs

The Affordable Care Act (ACA) has provided millions of American adults with high-quality healthcare coverage. But the nation’s youngest have benefited from the law, as well. Research shows that since the Jan. 1, 2014, establishment of Obamacare, 25 states have seen significant increases in children’s coverage rates. Among the benefits of this coverage increase has been improved access to care... Read Full Article

A Picture of Alex Hitcherson Alex Hitcherson
02/10/2016

Possible 2016 Obamacare Extension Until March 31, 2016

Updated 2/10/2016 Essentially, this extension pertains only to individuals who were unable to file because of a taxation issue relating to their tax filing in 2014. If individuals who received subsidized healthcare (Obamacare plans) in previous years prior to this open enrollment season, and they didn’t file a tax return, they may be ineligible to enroll until they file and or... Read Full Article

A Picture of Elliott Perez Elliott Perez
01/11/2016

The New Year marks a new Obamacare enrollment milestone

The start of 2016 has signaled another achievement for the Affordable Care Act (ACA). As of Dec. 31, 2015, more than 8.5 million Americans have purchased health coverage during this latest 2016 Open Enrollment Period (OEP). As 6 million of these were policy renewals, this supports the Obama administration’s estimates of as many as 14.7 million ACA enrollees by the... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/11/2016

Florida tops the nation in Obamacare enrollment

In 2015, Florida achieved an impressive milestone, as the state’s population reached 20.27 million. The Sunshine State now ranks as the third most-populous, trailing only California and Texas. Additionally, for the first time in a decade, Florida gained more people than California; 365,703, or more than 1,000 residents a day. This population growth illustrates the state’s appeal, whether for employment,... Read Full Article

A Picture of Adam Weisshouse Adam Weisshouse
01/11/2016

Two-month delay helping companies meet ACA tax reporting needs

The Affordable Care Act (ACA) has enabled millions of people to obtain health insurance. But some sections of this law are not as popular, especially within the workplace. This is because, depending on the number of employees, companies could face substantial financial penalties for failing to provide adequate insurance coverage. But on Dec. 28, 2015, the Treasury Department announced a... Read Full Article

A Picture of Alex Hitcherson Alex Hitcherson
12/10/2015

If you’ve missed the ACA’s enrollment deadline, SEPs may hold the answer

The 2016 Open Enrollment Period (OEP) began on Nov. 1, 2015, and runs through Jan. 31, 2016. Come February, those Americans who have not enrolled in an approved health insurance plan, whether through the Federal Marketplace or a private company, may face an IRS-imposed tax penalty. Fortunately, the Obama Administration has made provisions, in the form of a Special Enrollment... Read Full Article

A Picture of Abby Coleman Abby Coleman
12/10/2015

New and existing 2016 ACA enrollment rates up in latest reports

With the Affordable Care Act’s (ACA’s) third Open Enrollment Period well underway, recent reports suggest another successful sign-up period. As of Nov. 25, the OEP’s third week, an estimated 1.6 million Americans have enrolled coverage through HealthCare.gov. And more promising news is that about one-third (500,000) of these enrollees were new customers. These results are an indication that the 2016... Read Full Article

A Picture of Lou Reynolds Lou Reynolds
11/16/2015

Lower ACA Enrollment Projection Contradicts Consumer Demand

While the Obama Administration has succeeded in providing health coverage to millions of Americans, certain holdouts are proving more difficult to insure. The U.S. Dept. of Health and Human Services (HHS) estimates that by the end of 2016, the total number of insured people nationwide will be about 10 million. This represents an increase of about 1 million from 2015. The... Read Full Article

A Picture of Rebecca Bradley Rebecca Bradley
11/16/2015

Open Enrollment 2015 – Tips For Obamacare Plans

Ways To Improve Your 2015 / 2016 Health Insurance Open Enrollment Experience Whether your state relies on the federal facilitated Marketplace or its own exchange, you will soon have to make decisions about insurance coverage. The 2016 annual Open Enrollment Period (OEP) runs from Nov. 1, 2015, through Jan. 31, 2016. Coverage begins on Jan. 1, 2016, if you enroll... Read Full Article

A Picture of Alex Hitcherson Alex Hitcherson
11/16/2015

Obamacare Insurance Costs For 2016

It’s time once again to plan next year’s healthcare for you and your family. The annual Open Enrollment Period (OEP) begins on Nov. 1, 2015 and runs through Jan. 31, 2016. The Patient Protection and Affordable Care Act (ACA, or Obamacare) requires all Americans to purchase coverage during the three-month OEP. And if you want coverage to begin on New... Read Full Article

A Picture of Katie Dickinson Katie Dickinson
06/24/2015

Supreme Court Decision Is This Week. Will It Disrupt Your Health Coverage?

The Affordable Care Act (ACA) has provided Americans with access to quality healthcare. Now, millions of men, women and children are able to visit their choice of providers, quickly and conveniently. Prescription drug coverage has become much more affordable and manageable, as well. However, the promise of quality healthcare may be fleeting. The nation is anxiously awaiting the Supreme Court’s... Read Full Article

A Picture of Lou Reynolds Lou Reynolds
05/20/2015

Special Tax Enrollment Bombs. Only 147,000 Sign Up.

Okay America, you had plenty of time to sign up for health insurance under the Affordable Care Act (ACA). But still, you said you didn’t know about the penalties for not having coverage by the open enrollment deadline. So, the President and his administration set up a special enrollment period (SEP), running from March 15 to April 30. Surely, with... Read Full Article

A Picture of Elliott Perez Elliott Perez
04/13/2015

La participación latina en los planes de Obamacare

La comunidad latina constituye una parte importante de la población no asegurada en América, y, hasta el momento, el número de matrículas han sido menores de lo previsto, pero que están prometiendo. Los números oficiales no han sido liberados para el 2015, pero parece que más miembros de la población latina se están lentamente a bordo con los beneficios de... Read Full Article

A Picture of Tracy Kyle Tracy Kyle
03/18/2015

CBO: Taxpayers Are Paying 20% Less for Subsides

According to new cost estimates developed by the Congressional Budget Office, advance premium tax credits will cost taxpayers about 20 percent less than initially projected. Subsidies, which make health insurance affordable for millions of Americans, have been the subject of debate recently as the Supreme Court considers their implementation within the context of the Affordable Care Act. Despite the legal... Read Full Article

A Picture of Tyler Steadman Tyler Steadman
03/18/2015

5 Lies For the Supreme Court Case: King v Burwell

Since the Affordable Care Act became law in 2010, those who oppose the law have brought up several issues and legal challenges against it in an effort to undermine its implementation. While some changes have been made to the original law based on interpretations of the Supreme Court, few people continue to question the ACA’s intent. Lawmakers created the new... Read Full Article

A Picture of Katie Dickinson Katie Dickinson
03/10/2015

Unbelievable: 87% of People Are Receiving Free Subsidies

Since the marketplaces officially opened in 2013, healthcare officials have expended a lot of energy promoting the advance premium tax credits available to consumers with limited income. Their efforts have paid off. According to a report issued by the Health and Human Services Department, about 87 percent of the people who signed up for health insurance in 2015 qualified for... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/05/2015

HHS: 11.7 Million Have Enrolled Now For 2015

Despite early technical problems, nationwide uncertainty and constant legal challenges, the Affordable Care Act hit another positive milestone at the close of its second open enrollment period in February. Health and Human Services Department Secretary Sylvia Burwell announced in early March that enrollment had reached 11.7 million by the time the marketplaces closed on Feb. 22. The second enrollment season... Read Full Article

A Picture of Rebecca Bradley Rebecca Bradley
02/24/2015

Florida Sees Largest Number of Enrollees During 2015 OEP

The open enrollment period for the Affordable Care Act closed last week with millions of new additions to the insurance system in America. The U.S. Department of Health and Human Services has not yet released an official report on nationwide sign-up numbers, but officials posted on the department’s Facebook page on Feb. 18 that about 11.4 million people had signed... Read Full Article

A Picture of Elliott Perez Elliott Perez
02/10/2015

El seguro de atención médica a corto plazo: los pros y los contras

¿Cuáles son los planes a corto plazo? Las pólizas tradicionales de seguro médico ofrecen una cobertura amplia, la cual incluye atención preventiva, exámenes físicos, vacunas y a veces hasta cuidados dentales o de la visión. Empero, los planes a corto plazo solo proporcionan cobertura “catastrófica”, o sea, en casos de emergencia. Estos planes son eficaces para quienes quieran cobertura de... Read Full Article

A Picture of Elliott Perez Elliott Perez
02/02/2015

Obama Reaches Key Goal. 9.5 Million ​​Already Sign-Up

With just under two weeks left in open enrollment season 2015, the government has announced that 9.5 million people have signed up for health insurance via federal and state marketplaces. The Affordable Care Act, which requires people to sign up for qualified health insurance or face a fine, has been challenged nationwide by skeptics who disagree with the concept behind the... Read Full Article

A Picture of Lou Reynolds Lou Reynolds
01/28/2015

Obamacare Deadline Looming Quickly. Only 3 Weeks Left To Enroll.

Whether you need health insurance or you’re considering signing up for a different policy, you’d better decide what to do soon. Unless you qualify for a special enrollment period based on extenuating circumstances, the open enrollment deadline for health insurance is Feb. 15. The government sets the deadline for enrollment, and while private insurers and employer-sponsored plans don’t have to... Read Full Article

A Picture of Katie Dickinson Katie Dickinson
12/11/2014

2015 OEP Enrollment Numbers

Since September 2013, more than 10 million individuals in the United States have signed up for health insurance under the Affordable Care Act according to a survey conducted by the Urban Institute. Of those 10 million people, almost 70 percent used federal or health insurance exchange sites, known as marketplaces, to purchase plans. The total number of uninsured Americans dropped... Read Full Article

A Picture of Elliott Perez Elliott Perez
12/10/2014

Summary of the First Month of Open Enrollment

For consumers who took advantage of the federal or state marketplaces to buy health insurance in 2014, new estimates suggest that switching plans during the open enrollment period this year will help decrease the cost of insurance in 2015. According to officials with the federal exchange, approximately 70 percent of enrollees who shop around for insurance will find cheaper plans,... Read Full Article

A Picture of Alex Hitcherson Alex Hitcherson
11/21/2014

It’s Time For Businesses to Insure Their Employees or Pay a Fine

If you own a moderately sized or large business, then get ready for big changes in 2015 over the way you handle health insurance. The Affordable Care Act, which took full effect for individuals last year, will now require that certain businesses offer affordable healthcare coverage to full-time workers. This stipulation was originally set to roll out along with the... Read Full Article

A Picture of Abby Coleman Abby Coleman
11/19/2014

CBO Changes 2015 Enrollment Estimates

Federal and state health insurance exchange sites are open for business as of Nov. 15 with high hopes for re-enrollment among satisfied enrollees. However, in a brief issued by the U.S. Department of Health & Human Services on Nov. 10, government officials suggested that the actual number of enrollees for 2015 would be much smaller than previously anticipated. These newer... Read Full Article

A Picture of Lou Reynolds Lou Reynolds
11/18/2014

People Plan to Enroll In Insurance This Year

A recent Gallup poll suggests that more than half of uninsured people living in the United States plan to enroll in health insurance this year. The poll, which was conducted via land line and cell phone between Oct. 22 and Nov. 12, reveals widespread knowledge about the federal requirement to purchase health insurance and indicates that about half of uninsured... Read Full Article

A Picture of Rebecca Bradley Rebecca Bradley
11/18/2014

New Poll: People Are Happy With Their Marketplace Insurance

Nearly three-quarters of Americans who purchased health insurance via federal or state marketplaces in 2013 are satisfied with their coverage according to a Gallup poll conducted Oct. 22 through Nov. 12. The survey asked 9,623 adults with health insurance whether they had bought health insurance through the exchange or elsewhere. Of those asked, 407 reported that they had bought a... Read Full Article

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