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ACA News


Uninsured Rate Up at the End of 2017

The uninsured rate in America is on the rise again according to the 2017 Gallup-Sharecare Well-Being Index, which was conducted from October 31 to December 31. In the last quarter of 2017, the number of Americans without health insurance hit 12.2 percent, which is slightly lower than in the third quarter (12.3 percent) but a significant jump compared to the ... Read Full Article ›


Are Work Requirements for Medicaid Legal? Some Say No

Medicaid recipients in Kentucky may soon face work requirements as a condition of enrollment – unless Democratic senators have their way. In a letter dated January 18, 29 Democratic senators expressed concerns over the legality of a recent State Medicaid Director Letter issued by the Centers for Medicare and Medicaid Services (CMS) on January 11. That letter encouraged states to ... Read Full Article ›


New HHS Division Aims to Protect Religious Rights of Healthcare Workers

Healthcare workers who object to performing medical services based on religious or moral beliefs will now find some recourse for refusing service under the Trump administration. On Thursday, January 18, the Department of Health and Human Services (HHS) announced that it would be creating a new division under its Office for Civil Rights called the Division of Conscience and Religious ... Read Full Article ›


Special Enrollment for Recent Natural Disasters – Individual Marketplace & Medicare Affected

On Wednesday, January 17, the Centers for Medicare and Medicaid Services (CMS) clarified its position on a special enrollment period created for victims of the 2017 hurricane season in the U.S. Virgin Islands and Puerto Rico. The CMS announced in September that people in hurricane-impacted areas would be given a special enrollment period (SEP) until December 31, 2017 to sign ... Read Full Article ›


America’s Top Boss is Now Healthcare

Healthcare now employs more Americans than any other business sector. Throughout the 20th century, the top employers in the U.S. were consistently in retail and manufacturing sectors. While it’s unclear what this increase in the number of healthcare workers will mean for individual patients, the trend doesn’t seem to be in danger of reversing any time soon. How It Happened ... Read Full Article ›


Surge in Obamacare Signups Despite Rocky Enrollment Season

Open enrollment for 2018 health insurance kicked off on November 1 this year amid palpable political unrest over cost-sharing reduction payments, extreme advertising cuts and an anti-Obamacare vibe at the federal level. Despite the tension, early numbers are not only good but better than last year at the same time. The Hill reports that on the first day of open ... Read Full Article ›


Options for health insurance in 2018

Open enrollment 2018 started on November 1 and runs through December 15. For anyone without job-based healthcare coverage or a plan through a government program (like Medicare, Medicaid or TRICARE), this is the one time of year when you can shop for health insurance. There are exceptions, of course, for those who experience qualifying life events and need a special ... Read Full Article ›


Special Enrollment Period Announced for Hurricane Impacted Areas

The Centers for Medicare and Medicaid Services (CMS) announced in late September that if you were impacted by Hurricanes Harvey, Irma or Maria, you will receive an extension to make changes to your health insurance if you purchased it through the federal health insurance exchange. Medicare recipients were also given an extension to make changes to their plans. Federal Exchange ... Read Full Article ›


The Graham-Cassidy Bill (GCHJ) – Yay or Nay?

On September 13, four Republican senators released a last-ditch healthcare reform proposal that’s been taking conservative Congress members by storm. The effort, dubbed the “GCHJ bill” after its sponsors – Lindsey Graham (SC), Bill Cassidy (LA), Dean Heller (NV) and Ron Johnson (WI) – will face significant challenges as it races its way through the Senate. That’s because the upper ... Read Full Article ›


What’s in the New GCHJ Bill?

The Graham-Cassidy-Heller-Johnson ( GCHJ ) healthcare bill is the latest Republican effort to repeal and replace the Affordable Care Act (ACA or Obamacare). On September 20, President Donald Trump endorsed the bill, saying it was the best option for replacing the ACA. What is the GCHJ Bill? The GCHJ plan proposes block grants given to states in lieu of the ... Read Full Article ›


Senate Hearing on Healthcare

In a press release issued on August 22, 2017, Senators Lamar Alexander of Tennessee and Patty Murray of Washington announced that the Committee on Health, Education, Labor & Pensions (HELP) would hold hearings in September on how to stabilize the health insurance market for the 2018 enrollment season. Alexander and Murray are ranking members of the committee, and enrollment for ... Read Full Article ›


Health Risks After the Storm – What You Need to Know

After a disaster, recovery efforts can seem daunting. Recent hurricanes, tropical storms and wildfires in different parts of the U.S. have shifted the focus of the country to disaster preparedness – and for good reason. Your chances of getting hurt or injured don’t end when the winds die down and the waters recede. And while preparing for a predicted disaster ... Read Full Article ›


Expected Changes For Open Enrollment In 2018

Over the past few months as the current members of Congress attempted to topple the Affordable Care Act (ACA), Americans wondered what the future of healthcare would be. As it stands now, the ACA remains in place as the Senate was unable to pass legislation that would have completely overhauled the healthcare law. This has placed healthcare on the back ... Read Full Article ›


Will the MacArthur Amendment Be Enough to Save Trumpcare?

In March 2017, the American Health Care Act (AHCA), better known as Trumpcare, was pulled from the floor of the House of Representatives without a vote when conservative Republicans announced that they would not support the bill. The House Freedom Caucus, consisting of approximately far-right Republicans, said that the bill did not go far enough in repealing mandates under the ... Read Full Article ›


Final 2017 Enrollment Tally from the CMS – Down 4 Percent from 2016

As of the final enrollment tally released by the Centers for Medicare and Medicaid Services on March 15, about 12.2 million people had enrolled in a health insurance plan using Obamacare marketplaces this year. The final tally includes enrollment data from federal and state exchanges, and it represents a slight drop over the final figure for 2016. Then, enrollment topped ... Read Full Article ›


Healthcare Might Be Changing – But You Still Need Coverage

Whether you already have health insurance or not, you’re probably wondering if you still need coverage now that Trump has proposed repealing and replacing the Affordable Care Act (ACA). What you do in 2017 will affect what happens to your chances of continuing coverage going into 2018 and beyond. Marketplace open enrollment ends for 2017 on January 31, except for ... Read Full Article ›


Enrollment numbers this year, last year, all years.

Tallying the Numbers: Enrollment from 2013-2017  Since the Affordable Care Act opened up federal and state marketplaces in 2013, over 20 million people have gained health insurance through public and private options. To some, the success of a government program hinges on how many people – specifically, the people to whom the program is targeted – participate. In order to ... Read Full Article ›


The ACA Biweekly snapshot of weeks 10 and 11

As the Affordable Care Act open enrollment season wraps up for 2017, the Centers for Medicare and Medicaid Services (CMS) is reporting a significant boost in signups. Over 8.8 million Americans have enrolled in a qualifying healthcare plan via the federal marketplace at, representing an increase of nearly 100,000 people during the same timeframe last year. President Donald Trump, ... Read Full Article ›


Why Having Health Insurance Is Important

Having health insurance doesn’t always seem like a good deal, especially if you’re healthy and don’t plan on seeing the doctor much during the year. You may be tempted to skip out on coverage, choosing to pay the Obamacare penalty fine instead. But you should know that getting covered is an important tool in maintaining your overall quality of life ... Read Full Article ›


Open Enrollment Bi-Weekly Snapshot

More than 2.1 million people have signed up for health insurance since the start of open enrollment on November 1 according to a bi-weekly snapshot released by the Centers for Medicare and Medicaid Services on Wednesday. During weeks three and four of enrollment, over 1.1 million people chose plans using the federal marketplace at Most enrollees are returning customers. ... Read Full Article ›


Can Trump Repeal Obamacare

One of the big questions remaining after the Presidential Election on November 8th is what will happen to Obamacare. The 2017 Open Enrollment Period was kicked off on November 1st and many are wondering, after hearing the results of the election, whether they should still bother getting health insurance if Trump intends on repealing and replacing Obamacare once he reaches ... Read Full Article ›


Should I Still Enroll in Health Insurance?

Enroll The 2016 Presidential Election concluded on November 8th with a stunning victory for Donald Trump. One of the platforms Trump ran on was that he would repeal and replace Obamacare. Right now, Americans are at the beginning of the 2017 Open Enrollment Period under Obamacare. Under Obamacare, every American must have health insurance or else they will face a ... Read Full Article ›


First Day of 2017 Open Enrollment is a Success

Despite higher premium prices for next year, enrollment numbers were up by 50 percent on Tuesday, which marked the first day of the 2017 Obamacare open enrollment period. Over 60,000 applications were filed in six hours, which is double that of the first day of enrollment last year, per the Department of Health and Human Services (HHS). The benchmark ... Read Full Article ›


CMS Proposes New Standards to Strengthen the Marketplace for 2018

The Centers for Medicare and Medicaid Services (CMS) has issued the proposed annual Notice of Benefit and Payment Parameters for 2018, intended to strengthen the Health Insurance Marketplace. CMS is officially issuing this rule as of September 6, 2016, addressing changes that have been underway in the last six months. The Affordable Care Act (ACA) law continues to evolve, and ... Read Full Article ›


Aetna Also Dropping Out of Some Markets

Consumers who buy health insurance through the Obamacare marketplaces will face an even greater shortage in the number of plans available for 2017. Aetna, the country's third-largest health insurer, announced on Monday that it would be withdrawing individual major medical plans from the exchanges in 11 out of the 15 states where it currently does business. Only plans in Delaware, ... Read Full Article ›


Insurance Carriers Leave the Marketplace

As America prepares for the fourth open enrollment period under the Affordable Care Act this November, changes to the availability of health insurance on the Obamacare marketplaces may impact coverage nationwide. Earlier this year, United Healthcare, the nation’s largest health insurance provider, announced that it would be cutting ties with the ACA exchanges. Since that announcement, other insurers have followed ... Read Full Article ›


Kaiser Family Foundation Survey Results: Most Enrollees Like Their Obamacare Plan

Kaiser Family Foundation Survey Results: Most Enrollees Like Their Obamacare Plan We are already past The Affordable Care Act's (ACA) third year of marketplace open enrollment. A new Kaiser Family Foundation (KFF) survey focused on individuals purchasing ACA insurance plans or enrolled in Medicaid on the marketplace appear to like their coverage options overall but are still worried about premiums, ... Read Full Article ›


Obamacare plans increase, as employer-sponsored coverage drops

As the latest reports show, the most recent Open Enrollment Period (OEP), which ended on Jan. 31, 2016, saw 12.7 million Americans sign up for health insurance policies under the Affordable Care Act (ACA). This latest OEP represents an increase of one million people (8.5 percent more) over the previous year. Since the healthcare law's passage on Jan. 1, 2014, ... Read Full Article ›


Employer coverage remains strong, even as ACA plans provide coverage

The Jan 1st 2014, launch of the Affordable Care Act (ACA) provided millions of previously uninsured Americans with vital healthcare coverage. But countless heated arguments have been directed at the law, both for and against. One of the most volatile matters was the issue of employer-sponsored policies, by far, the biggest source for the nations' health insurance. The Congressional Budget ... Read Full Article ›


CMS announces confirmation changes to SEP process

Over the past three years, Americans have taken full advantage of the Affordable Care Act (ACA)'s annual Open Enrollment Period (OEP). This is the official window in which people are able to select and purchase ACA-compliant health insurance plans. By all accounts, the OEPs are successful, with the final estimates for the 2016 OEP showing that 12.7 million Americans signed ... Read Full Article ›


Younger, healthier enrollees boosting ACA’s value to carriers

When it comes to the Affordable Care Act (ACA), 18-34-year-old consumers are considered the ultimate prize for big insurance carriers. The enrollment of younger, healthier people, also known as "millennials or Young Invincibles (YIs), affects all Americans' coverage. They're less likely to use their insurance, compared to older, sicker beneficiaries. This balances out the insurance market's risk pool, reducing carriers' ... Read Full Article ›


Childhood insurance coverage hitting nationwide highs

The Affordable Care Act (ACA) has provided millions of American adults with high-quality healthcare coverage. But the nation's youngest have benefited from the law, as well. Research shows that since the Jan. 1, 2014, establishment of Obamacare, 25 states have seen significant increases in children's coverage rates. Among the benefits of this coverage increase has been improved access to care ... Read Full Article ›


Possible 2016 Obamacare Extension Until March 31, 2016

Updated 2/10/2016 Essentially, this extension pertains only to individuals who were unable to file because of a taxation issue relating to their tax filing in 2014. If individuals who received subsidized healthcare (Obamacare plans) in previous years prior to this open enrollment season, and they didn't file a tax return, they may be ineligible to enroll until they file and or ... Read Full Article ›


The New Year marks a new Obamacare enrollment milestone

The start of 2016 has signaled another achievement for the Affordable Care Act (ACA). As of Dec. 31, 2015, more than 8.5 million Americans have purchased health coverage during this latest 2016 Open Enrollment Period (OEP). As 6 million of these were policy renewals, this supports the Obama administration’s estimates of as many as 14.7 million ACA enrollees by the ... Read Full Article ›


Florida tops the nation in Obamacare enrollment

In 2015, Florida achieved an impressive milestone, as the state's population reached 20.27 million. The Sunshine State now ranks as the third most-populous, trailing only California and Texas. Additionally, for the first time in a decade, Florida gained more people than California; 365,703, or more than 1,000 residents a day. This population growth illustrates the state's appeal, whether for employment, ... Read Full Article ›


Two-month delay helping companies meet ACA tax reporting needs

The Affordable Care Act (ACA) has enabled millions of people to obtain health insurance. But some sections of this law are not as popular, especially within the workplace. This is because, depending on the number of employees, companies could face substantial financial penalties for failing to provide adequate insurance coverage. But on Dec. 28, 2015, the Treasury Department announced a ... Read Full Article ›