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ACA News

05/20/2015

Special Tax Enrollment Bombs. Only 147,000 Sign Up.

Okay America, you had plenty of time to sign up for health insurance under the Affordable Care Act (ACA). But still, you said you didn’t know about the penalties for not having coverage by the open enrollment deadline. So, the President and his administration set up a special enrollment period (SEP), running from March 15 to April 30. Surely, with ... Read Full Article ›

04/13/2015

La participación latina en los planes de Obamacare

La comunidad latina constituye una parte importante de la población no asegurada en América, y, hasta el momento, el número de matrículas han sido menores de lo previsto, pero que están prometiendo. Los números oficiales no han sido liberados para el 2015, pero parece que más miembros de la población latina se están lentamente a bordo con los beneficios de ... Read Full Article ›

03/18/2015

CBO: Taxpayers Are Paying 20% Less for Subsides

According to new cost estimates developed by the Congressional Budget Office, advance premium tax credits will cost taxpayers about 20 percent less than initially projected. Subsidies, which make health insurance affordable for millions of Americans, have been the subject of debate recently as the Supreme Court considers their implementation within the context of the Affordable Care Act. Despite the legal ... Read Full Article ›

03/18/2015

5 Lies For the Supreme Court Case: King v Burwell

Since the Affordable Care Act became law in 2010, those who oppose the law have brought up several issues and legal challenges against it in an effort to undermine its implementation. While some changes have been made to the original law based on interpretations of the Supreme Court, few people continue to question the ACA’s intent. Lawmakers created the new ... Read Full Article ›

03/10/2015

Unbelievable: 87% of People Are Receiving Free Subsidies

Since the marketplaces officially opened in 2013, healthcare officials have expended a lot of energy promoting the advance premium tax credits available to consumers with limited income. Their efforts have paid off. According to a report issued by the Health and Human Services Department, about 87 percent of the people who signed up for health insurance in 2015 qualified for ... Read Full Article ›

03/05/2015

HHS: 11.7 Million Have Enrolled Now For 2015

Despite early technical problems, nationwide uncertainty and constant legal challenges, the Affordable Care Act hit another positive milestone at the close of its second open enrollment period in February. Health and Human Services Department Secretary Sylvia Burwell announced in early March that enrollment had reached 11.7 million by the time the marketplaces closed on Feb. 22. The second enrollment season ... Read Full Article ›

02/24/2015

Florida Sees Largest Number of Enrollees During 2015 OEP

The open enrollment period for the Affordable Care Act closed last week with millions of new additions to the insurance system in America. The U.S. Department of Health and Human Services has not yet released an official report on nationwide sign-up numbers, but officials posted on the department’s Facebook page on Feb. 18 that about 11.4 million people had signed ... Read Full Article ›

02/10/2015

El seguro de atención médica a corto plazo: los pros y los contras

¿Cuáles son los planes a corto plazo? Las pólizas tradicionales de seguro médico ofrecen una cobertura amplia, la cual incluye atención preventiva, exámenes físicos, vacunas y a veces hasta cuidados dentales o de la visión. Empero, los planes a corto plazo solo proporcionan cobertura “catastrófica”, o sea, en casos de emergencia. Estos planes son eficaces para quienes quieran cobertura de ... Read Full Article ›

02/02/2015

Obama Reaches Key Goal. 9.5 Million ​​Already Sign-Up

With just under two weeks left in open enrollment season 2015, the government has announced that 9.5 million people have signed up for health insurance via federal and state marketplaces. The Affordable Care Act, which requires people to sign up for qualified health insurance or face a fine, has been challenged nationwide by skeptics who disagree with the concept behind the ... Read Full Article ›

01/28/2015

Obamacare Deadline Looming Quickly. Only 3 Weeks Left To Enroll.

Whether you need health insurance or you’re considering signing up for a different policy, you’d better decide what to do soon. Unless you qualify for a special enrollment period based on extenuating circumstances, the open enrollment deadline for health insurance is Feb. 15. The government sets the deadline for enrollment, and while private insurers and employer-sponsored plans don’t have to ... Read Full Article ›

12/11/2014

2015 OEP Enrollment Numbers

Since September 2013, more than 10 million individuals in the United States have signed up for health insurance under the Affordable Care Act according to a survey conducted by the Urban Institute. Of those 10 million people, almost 70 percent used federal or health insurance exchange sites, known as marketplaces, to purchase plans. The total number of uninsured Americans dropped ... Read Full Article ›

12/10/2014

Summary of the First Month of Open Enrollment

For consumers who took advantage of the federal or state marketplaces to buy health insurance in 2014, new estimates suggest that switching plans during the open enrollment period this year will help decrease the cost of insurance in 2015. According to officials with the federal exchange, approximately 70 percent of enrollees who shop around for insurance will find cheaper plans, ... Read Full Article ›

11/21/2014

It’s Time For Businesses to Insure Their Employees or Pay a Fine

If you own a moderately sized or large business, then get ready for big changes in 2015 over the way you handle health insurance. The Affordable Care Act, which took full effect for individuals last year, will now require that certain businesses offer affordable healthcare coverage to full-time workers. This stipulation was originally set to roll out along with the ... Read Full Article ›

11/19/2014

CBO Changes 2015 Enrollment Estimates

Federal and state health insurance exchange sites are open for business as of Nov. 15 with high hopes for re-enrollment among satisfied enrollees. However, in a brief issued by the U.S. Department of Health & Human Services on Nov. 10, government officials suggested that the actual number of enrollees for 2015 would be much smaller than previously anticipated. These newer ... Read Full Article ›

11/18/2014

People Plan to Enroll In Insurance This Year

A recent Gallup poll suggests that more than half of uninsured people living in the United States plan to enroll in health insurance this year. The poll, which was conducted via land line and cell phone between Oct. 22 and Nov. 12, reveals widespread knowledge about the federal requirement to purchase health insurance and indicates that about half of uninsured ... Read Full Article ›

11/18/2014

New Poll: People Are Happy With Their Marketplace Insurance

Nearly three-quarters of Americans who purchased health insurance via federal or state marketplaces in 2013 are satisfied with their coverage according to a Gallup poll conducted Oct. 22 through Nov. 12. The survey asked 9,623 adults with health insurance whether they had bought health insurance through the exchange or elsewhere. Of those asked, 407 reported that they had bought a ... Read Full Article ›

10/13/2014

The Latest Judicial Issue With The Federal Subsidies

If you’re one of the millions of Americans who enjoys health insurance thanks to federal subsidies, then you’re probably concerned about what the recent rulings in many district and appeals courts across the county regarding federal subsidies is all about. Before we get into the substantive issues on the table regarding the federal subsidies, we must first advise that this ... Read Full Article ›

09/18/2014

2015- Review Your Options Even if Your Policy is Set to Autoenroll

If you signed up for a health insurance plan from the health insurance exchange website in 2014 and received financial assistance via federal subsidies, then you may have to re-examine your coverage during open enrollment despite the government’s assurance in June that plans would be renewed automatically for 2015. According to the Congressional Budget Office, approximately 13 million Americans will ... Read Full Article ›

09/18/2014

CMS is Requesting Income Verification From Some Americans

On Sept. 15, the Centers for Medicare & Medicaid Studies announced that it would be investigating income discrepancies for more than 360,000 Americans currently enrolled in a private health insurance plan through the federal health insurance exchange. The government organization that administers the Medicare and Medicaid programs reported that income levels differ from official tax records. The CMS needs to ... Read Full Article ›

07/12/2014

Number of Uninsured Americans at all Time Low

The concept behind the Affordable Care Act was a simple one: create a healthcare system that provided health coverage to every person no matter their medical history, financial position and geographic location. Eventually and ideally, if the letter of the Obamacare law is carried out to the fullest, the percentage of people who are uninsured in the United States would ... Read Full Article ›

07/12/2014

The Hobby Lobby Ruling and the Implications on the ACA

The Supreme Court returned a verdict in Burwell v. Hobby Lobby Stores, Inc. on June 30, 2014 and the Justices decided by a 5-4 ruling that Hobby Lobby Stores, Inc. and other for-profit corporations who have specific religious objections to providing and paying for the costs of contraception devices in the insurance policies they offer their employees are exempt from ... Read Full Article ›

07/12/2014

CA Passes Law That Exempts Businesses from Mandates Until 2016

California Governor Jerry Brown signed a bill on July 7, 2014 that excused small businesses in California from complying with the employer mandate requirements under the Affordable Care Act for another year, until 2016. Under the original version of the Affordable Care Act, President Obama wanted the employer mandates to take effect in 2014. That deadline was pushed back until ... Read Full Article ›

07/11/2014

Lawmakers are Drafting a Way Around Hobby Lobby Ruling

Democratic lawmakers are not going to sit back and delve on the possible ramifications of the Hobby Lobby Supreme Court ruling for too long because they have already proposed legislation that would address the issues created by the June 30th ruling. As a refresher, the Supreme Court returned a verdict on June 30 in the Burwell v. Hobby Lobby Stores, ... Read Full Article ›

07/11/2014

Hobby Lobby Case Isn’t the Last Coming Down the Pike

Hobby Lobby VS. Obamacare On June 30, 2014, the Supreme Court of the United States returned a verdict in Burwell v. Hobby Lobby Stores, Inc. stating that for-profit corporations like Hobby Lobby are not required to pay for and provide contraception through the insurance policies that they fund for their employees because it violates the Religious Freedom Restoration Act. The ... Read Full Article ›

05/09/2014

Border States Driving to Mexico for Cheaper Healthcare

California Obamacare patients are finding it more affordable to drive to Tijuana, Mexico for health care treatment than to use their high-deductible Obamacare plans. Irma Montalvo tells USA Today seeing a Tijuana doctor only costs $15 and that she likes her Mexican doctor better. “She listens to me,” said Montalvo, a U.S. citizen who was born in Mexico, said in ... Read Full Article ›

05/09/2014

Obamacare, Constitution’s Origination Clause was Broken

Obamacare, the Affordable Care Act is back in court, according to a Yahoo! News report on Thursday. President Barack Obama’s huge health care reform law which has had so much trouble getting passed and later enacted is now being challenged on terms of legality. The latest attack on Obamacare comes from a group which says Congress didn’t pass it legally ... Read Full Article ›

04/09/2014

Want Health Insurance? TOO BAD..NO policies til 2015!

Latest ObamaCare surprise: Most won’t be able to buy health insurance until end of year Jim Angle There is yet another ObamaCare surprise waiting for consumers: from now until the next open enrollment at the end of this year, most people will simply not be able to buy any health insurance at all, even outside the exchanges. “It’s all closed ... Read Full Article ›

03/31/2014

How Windfall Earnings Can Spoil Your Obamacare Subsidy

Question: I expect $45,000 in self-employed income for my family of four this year, qualifying me for substantial government subsidies through the Affordable Care Act exchange. What happens if my actual earnings are just as expected until Dec. 31, 2014, when I realize an involuntary capital gain because a company that I own a stake in gets bought out by ... Read Full Article ›

03/25/2014

Obamacare Horrors Stories Revealed

“There are plenty of [Obamacare] horror stories being told. All of them are untrue,” said Senate Majority Leader Harry Reid not long ago on the floor of the Senate. Four years after the president signed the measure into law, there are, of course, many real stories of hardship under Obamacare. An extensive list of which is included at the end ... Read Full Article ›

03/25/2014

March 31 is Cut Off for ObamaCare Registration

March 31 may be a significant – and very expensive – date in your life. Don’t know why? That is not unusual. Tens of millions of Americans do not, according to public opinion polls. By the end of this month, many people are required to be signed up for Obamacare health insurance. Failure to do so means paying a tax ... Read Full Article ›

03/07/2014

Sex Changes for University of Illinois under Obamacare

University of Illinois trustees today approved a student health insurance plan for the Urbana-Champaign campus that will for the first time cover gender reassignment surgery, a benefit they approved for the Chicago campus last year. The trustees’ 8-2 decision came after about 20 minutes of discussion and followed public comments by two students and an employee who counsels the university’s ... Read Full Article ›

02/07/2014

ObamaCare Deals Blow to Liberalism

SCOTT S. POWELL: Although unexpected, the unraveling of the Affordable Care Act may deliver a mortal blow to liberalism. At the very least, it presents a momentous opportunity for a majority of the American people to recognize that dependence on unaccountable government bureaucracies is a loser’s wager. Since failure is often the best teacher, the ObamaCare fiasco may well catalyze ... Read Full Article ›

02/04/2014

The Uninsured Hate ObamaCare

Health Care: A new survey shows that ObamaCare is less popular with the uninsured than with the public. How is this even possible? The January Kaiser Family Foundation health tracking poll shows that just 24% of the uninsured approve of ObamaCare. That’s down from 40% the month before the reform officially launched in October, and it’s a full 10 points ... Read Full Article ›

02/04/2014

Richard Simmons Obamacare Ad Triggers California Audit

Richard Simmons’ massive, eight-hour, $1.37 million Obamacare ad spurred a California state senator to request a full audit of the state exchange. The YouTube ad, featuring a gyrating Simmons and chock full of Hollywood celebrities, was an attempt to get Californians to enroll in Obamacare coverage. But the prohibitive expense is raising questions given the fiscal predicament Covered California has ... Read Full Article ›

01/19/2014

Dozens More Obamacare Regs To Be Unveiled in 2014

The Congressional Research Service has identified dozens of new regulations being written in various stages by agencies that will be applied to enforce Obamacare. There is no estimate of what the regulations will cost. That little tidbit of information doesn’t seem to be at the top of the list of things we should know about government regulation before they’re approved. ... Read Full Article ›

01/19/2014

Gun Permits Out Number Obamacare Applications in Illinois

SPRINGFIELD — In two weeks, nearly 22,000 Illinois residents have applied online for a permit to carry a gun, according to the State Police. But in the past three months, only 61,000 have selected an insurance plan through the state’s “Obamacare” website, according to numbers from the state. State Sen. Dave Syverson, R-Rockford, said when considering Illinois has been promoting ... Read Full Article ›

01/19/2014

ObamaCare Gets Outsourced Amid Unemployment Crisis

President Obama spent $831 billion of taxpayer money on a stimulus plan for the economy. He gave nearly $50 billion in aid to GM to keep it afloat. He lost $500 million on energy company Solyndra. All in the name of saving jobs. Yet when it comes to his own signature initiative, the president doesn’t care about American workers. He’s ... Read Full Article ›

11/19/2013

Obama’s Obamacare Fix is Sugar-Coated Manure

Frankly, I’m sick of the dishonesties that gush from President Obama’s mouth. Last week, he promised an “administrative fix” for Obamacare, which was nothing more than an attempt to revive his tanking poll numbers, protect at-risk Democrats up for reelection in 2014, and deflect blame to insurance companies. Obama doesn’t care that his “administrative fix” won’t fix anything. What he ... Read Full Article ›