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A Picture of Charlotte Gilbert Charlotte Gilbert
03/20/2013

Obamacare “Do You Qualify” Flow Chart

Update: You might bet better off just calling to speak with an agent direct about what your options for healthcare might be outside of open-enrollment. Because you are out of the open-enrollment period for Obamacare, this means that you have two options for health insurance currently if it is not offered by your employer. You can obtain healthcare under the... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/20/2013

Want Obamacare? Fill Out THIS 21 Page Application First

Unbelievable…The Associated Press reported Tuesday on the 21-page draft application that Americans would use to access the health law’s subsidized insurance coverage. What they didn’t include though, was the actual document—which we’ve got right here.DOWNLOAD the 21 Page Obamacare Application The administration is caught in a bit of a bind here. On the one hand, Obamacare is tricky business. In... Read Full Article

A Picture of Charlotte Gilbert Charlotte Gilbert
03/19/2013

Obamacare Preventive Medical Services List

I have found this NOT to be true.  If I want ANY of these preventive medical services for FREE ( I use the term “free” loosely) I have to cancel my High Deductible Health Insurance ( I personally am grateful to  have an HSA from my employer to cover some expenses) and get another NEW private policy. This of course,... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/19/2013

Dominos Wins Injunction on Obamacare

On Thursday, Tom Monaghan, the founder of Domino’s Pizza, won an injunction against ObamaCare’s contraception mandate in federal district court.  Details from the Associated Press: U.S. District Judge Lawrence Zatkoff granted a preliminary injunction against enforcement of the contraception provision of the law against Tom Monaghan and Domino’s Farms Corp., a management company located near Ann Arbor, Mich. The company,... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/14/2013

Obama Administration to Cut Medicare Advantage Reimbursements

(Perhaps you remember this little tid bit of information. I’m including the whole article in this email: “The Obama administration is sparing no effort to scare people about the automatic spending cuts that are scheduled to hit this Friday. But the Obama administration doesn’t want to talk about its own devastating cuts in Medicare. On Friday, February 15, the Centers... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/14/2013

Affordable Care Act Is Unaffordable And Onerous

ObamaCare: Does anyone remember hearing that one of the blessings of health reform would be doing your taxes a second time? Filling out fifteen pages and paying $1 trillion in taxes are just the latest ObamaCare surprises. ‘1040″ is not most Americans’ lucky number. Yet hardly as unlucky as the digits in ObamaCare. The latest is that a three-person family... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/13/2013

Obamacare’s Medicaid Trap

While Members of Congress are arguing about defunding parts of Obamacare, the rubber is meeting the road in the states. Governors and state legislatures are sweating decisions about setting up government health care exchanges and expanding the Medicaid program. While the offer of additional federal money for Medicaid is tempting for many governors and legislatures, it is a trap. And... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/13/2013

Obamacare is Dividing the United States

As the experiment for transforming the American health care system ensues, consumers face the potential for a disastrous outcome on October 1, when the marketplaces are supposed to be up and running. As of a few weeks ago, the states were evenly split as to whether they will establish their own marketplace, or whether they will defer to the federal... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/12/2013

Obamacares Hidden Middle Class Tax Hikes

SEN. RON JOHNSON (R-Wisc.): “The fact of the matter is, we already have a $1 trillion in middle-income tax increases hitting us in Obamacare. They’re hidden, but it’s middle-class…” REP. DEBBIE WASSERMAN SCHULTZ (D-Fla.): “No, first of all, that is completely untrue. There are not $1 trillion in taxes in Obamacare.” — exchange on ABC’s “This Week,” March 10, 2013... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/10/2013

Obamacare Tax on Socks at Cabela’s?

Co-worker Yvonne Beasley reports that her mom’s hairdresser is giving a photo to all her customers showing a Cabela’s receipt that includes a “medical excise tax” of 2.3 percent after someone bought some socks, boots, jacket and other outdoor stuff. She added that her father is now sending letters to his representatives protesting this outrage. It is true that Obamacare... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/10/2013

Limits to Obamacare Costs Revealed

The health world has been buzzing about “Bitter Pill,” a blockbuster article by journalist Steven Brill that took up an entire issue of Time magazine. The article explains how every component in the system conspires to stick patients with outlandish bills, especially the uninsured, who are charged the highest prices of all. Brill’s findings point out the limits to Obamacare.... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/09/2013

Sequester Won’t Interrupt IRS Collection of Taxes for ‘ObamaCare’

Implementation of the taxes and fees from President Obama’s healthcare law is on track despite the cutbacks at the IRS from sequestration. The Affordable Care Act (ACA), enacted in 2010 and derided by Republicans as “ObamaCare,” contains the broadest set of tax changes enacted in some two decades — more than 40 alterations in all, including penalties on people who... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/09/2013

Should We Substitute ObamaCare for Medicare?

This post by Avik Roy at National Review Online is worth your time and thought: Roy argues for using Obamacare as a partial substitute for Medicare. Roy’s idea seems a feasible concept. It also raises a very important and difficult question. But first, the key paragraphs: Obama’s victory means that Obamacare will be implemented, warts and all, making it politically... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/07/2013

‘Obamacare’ Is a Drag On Sales & Hiring

Business owners claim they’re experiencing poor sales, holding back hiring, and planning layoffs because of “Obamacare,” according to the Federal Reserve’s latest Beige Book, an overview of the business conditions in each of its 12 districts. And the March 6 report doesn’t merely imply this. It doesn’t say it in passing. It specifically states that businesses are blaming The Patient... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/06/2013

No Medicaid Expansion!

Medicare Trustee Cautions States on Obamacare Medicaid Expansion Mercatus Center report advises against full expansion Jason Hart Medicare Board of Trustees member Charles Blahous released a Mercatus Center report on March 5 recommending states take advantage of the U.S. Supreme Court’s June 2012 Patient Protection and Affordable Care Act (PPACA) ruling by mostly rejecting the law’s Medicaid expansion. Blahous concluded... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/06/2013

Obamacare’s Predictable Problems

“What we’ve learned through the course of this program is that this is really not a sensible way for the health-care system to be run.” That was Gary Cohen, director of the Department of Health and Human Services’ Center for Consumer Information and Insurance Oversight. He was talking about the apparently surprising need to halt enrollments in a program designed... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/05/2013

Is a Tax that Can’t Be Collected an Actual Tax?

One of the necessary features of any law is enforcement. Taxes are laws, and if you don’t pay your taxes, the government swoops down on you like a raptor on a rodent. You then must either pay up or prove that you don’t owe the money the government says you owe. Otherwise, government can garnish your wages, take your house,... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/04/2013

IRS unveils rules for Obamacare sales tax on insurance companies (and super PACs)

Federal tax regulators outlined the rules pertaining to a tax on health insurance companies (and super PACs, curiously) in Obamacare that will cost$58.8 billion over five years before rising after 2018. “Under section 9010(e)(1) [of Obamacare], the aggregate fee amount for all covered entities (referred to as the applicable amount) is $8 billion for calendar year 2014, $11.3 billion for... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/04/2013

Killing the Obamacare Zombie

“But Republican governors are folding like cheap lawn chairs,” you say. “And political eunuchs in the GOP establishment are bowing to Obama like he bows to foreign dictators. Any hope of repeal is long dead, and besides, Chief Justice John Roberts put the final nail in the judicial coffin last summer, didn’t he? Any chance of killing the Obamacare zombie... Read Full Article

A Picture of Abby Coleman Abby Coleman
03/04/2013

Obamacare: Where Will You Buy Insurance?

The Affordable Care Act has been the “law of the land” for almost three years. Time really flies. Despite the many resources available, most of the general population has no clue how “Obamacare” is supposed to work. With the insurance provisions finally kicking in January 1, 2014 and the realization that the law is not going away, people need to... Read Full Article

A Picture of Abby Coleman Abby Coleman
02/21/2013

Universal Studios Florida Drops Part Time Insurance

“Universal” health care is coming at too great a cost for Universal Studios Orlando. The theme park plans to drop medical coverage for part-time workers starting in 2014, due to a provision in the federal health care overhaul. The rule, which has raised concern at a number of other companies, would restrict annual limits on insurance policies. The trade-off in... Read Full Article

A Picture of Abby Coleman Abby Coleman
02/15/2013

Cheapest Insurance Costs under Obamacare: $20,000

(CNSNews.com) – In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year. Barack Obama, Kathleen Sebelius and then-House Speaker Nancy Pelosi after signing the Obamacare law – The 3 Faces of Health Care Evil Under Obamacare, Americans will... Read Full Article

A Picture of Abby Coleman Abby Coleman
02/15/2013

Obamacare Loving Tax Preparers

Ana Maria Costanza likes the Affordable Care Act—a lot. “I read the whole 900 pages,” the H&R Block (HRB) tax preparer exclaims happily in a TV ad. “It literally took me weeks.” Most people have a different reaction to the thought of wading through new government regulations, and that’s the point. “I know the law,” Costanza tells the camera with... Read Full Article

A Picture of Abby Coleman Abby Coleman
02/15/2013

Obamacare Sticker Shock

“Already, the Affordable Care Act is helping to slow the growth of health-care costs,” President Obama boasted during his State of the Union address. Apart from the fact that the statement is untrue, the line will be a real howler next year, especially for the young people who so enthusiastically supported him. Doug Holtz-Eakin, president of the American Action Forum,... Read Full Article

A Picture of Abby Coleman Abby Coleman
02/14/2013

Obamacare HATES Marriage

It was one of the biggest applause lines in President Obama’s State of the Union address, drawing cheers from both sides of the aisle. “We’ll work to strengthen families by removing the financial deterrents to marriage for low-income couples,” Obama said. “What makes you a man isn’t the ability to conceive a child; it’s having the courage to raise one.... Read Full Article

A Picture of Abby Coleman Abby Coleman
02/14/2013

Obamacare vs. Minimum Wage

President Obama, in his State of the Union address on Tuesday, proposed raising the minimum wage from its current level of $7.25 per hour to $9.00 per hour. It’s a policy that typically polls well, even though its economic impact is questionable at best, and likely ends up hurting the very people it is intended to help. In particular, new employer... Read Full Article

A Picture of Abby Coleman Abby Coleman
02/14/2013

California Doesn’t Have Enough Doctors for Obamacare

Pressure is mounting to allow physician’s assistants, nurse practitioners and pharmacists in California to fill a doctor shortage caused by President Barack Obama’s Affordable Care Act. State lawmakers are proposing to let assistants treat additional patients nurse practitioners to set up their own practices, the Los Angeles Times reports. They are also proposing that pharmacists and optometrists act as primary... Read Full Article

A Picture of Abby Coleman Abby Coleman
02/14/2013

ObamaCare ‘Affordable’ Coverage Penalizes Families

A new ObamaCare rule sends a strong signal to modest-income families that they can no longer afford to work for firms that offer affordable health coverage. The rule also sends a message to employers that it might be heartless to offer modest-wage workers affordable coverage. Millions of such families could find themselves in what Cornell University economist Richard Burkhauser calls... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/29/2013

A New Year, New Obamacare Regs

With the turn of the calendar to 2013, it is now less than a year until full implementation of the Affordable Care Act. The regulations are coming out of Washington fast and furious. As you can expect the more answers we get the more questions we have. The IRS has just proposed regulations on a variety of issues surrounding the... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/25/2013

Smokers May Not Be Able To Afford Obamacare

The Affordable Care Act allows health insurers to charge smokers buying individual policies up to 50 percent higher premiums starting next Jan. 1. WASHINGTON – Millions of smokers could be priced out of health insurance because of tobacco penalties in President Obama’s health-care law, according to experts who are teasing out the potential impact of a little-noted provision in the... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/24/2013

Immigration fallout from saying no to ‘Obamacare’

The health care law expanded Medicaid to cover millions of low-income adults who are ineligible under current rules. As written, the law assumed that every state would accept the Medicaid expansion, with Washington paying for most of it. So the law stipulated that people below the federal poverty line – $11, 170 for a single person, $23,050 for a family... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/21/2013

Universities Bludgeon Adjuncts With Obamacare Loophole

When the Affordable Care Act passed in early 2010, many in academia—faculty and students alike—cheered on. But now that its provisions are going into effect, some of these same people are learning firsthand that Obamacare has some nasty side effects. A new piece in the Wall Street Journal reports that many colleges are cutting back on the number of hours... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/21/2013

As Obamacare Gears Up for Implementation, Enthusiasm for it Falls

The U.S. Supreme Court’s decision to uphold the individual mandate and President Obama’s re-election removed all doubt about whether Obamacare would become the law of the land. But in 2012, even as the historic decision was handed down by the highest court and even as a majority of the electorate decided to give the president four more years, enthusiasm toward... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/18/2013

Whole Foods chief backs off ObamaCare ‘Fascism’ Claim

Whole Foods co-CEO John Mackey is backing off his controversial comparison of ObamaCare to “fascism,” but he’s not easing off his criticism of the health care overhaul. Mackey, who has long spoken out against the 2010 health care law, took heat earlier this week after saying in an NPR interview that the policy is not so much socialism as it... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/18/2013

Obamacare Critics Were Right

In the frantic effort to actually implement Obamacare, some of the law’s champions are grudgingly coming to acknowledge that many of its critics’ key concerns were right. The latest example is the insurance companies’ panic over the perfectly obvious fact that the law is designed in a way that will encourage young and healthy people to avoid getting insurance until... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/18/2013

5 ways Obamacare May be Harmful to Your Wealth

Obamacare has made sweeping changes to the U.S. health insurance system that will make coverage more expensive for everyone. The law calls for a range of tax increases and Medicare cuts to cover the cost of mandates that will affect the finances of everyone who pays for health insurance. Here are five ways Obamacare will hit your wallet and what... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/16/2013

Southwestern Pa. Hospital to Stop Baby Deliveries Because of Obamacare

WINDBER, Pa. –  A southwestern Pennsylvania hospital will stop delivering babies after March 31 because its obstetricians are either leaving or refocusing their practices, and because hospital officials believe they can’t afford it based on projected reimbursements under looming federal health care reforms. The Windber Medical Center, about 60 miles southeast of Pittsburgh, is losing two obstetricians and two others... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/14/2013

Colleges Roll Back Faculty Hours in Response to Obamacare

As employers prepare to implement the Affordable Care Act, it’s not just low-wage fast food workers who are feeling the heat. Adjunct faculty from at least four universities will also see their hours cut as colleges try to reduce the number of full-time employees whose health care they need to cover. The four schools are Florida’s Palm Beach State College,... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/14/2013

Raiding Medicare: How will Seniors Pay for Obamacare?

The following is an excerpt from the new book “Beating Obamacare: Your Handbook for Surviving the New Health Care Law.” Everyone knows that if you don’t pay attention to maintaining and repairing your car, you limit its life. The same is true of human beings as they age. We need medical care to avoid becoming clunkers — worn out, parked... Read Full Article

A Picture of Abby Coleman Abby Coleman
01/14/2013

Obamacare is all about Death and Taxes

Prior to the November elections, I received an email that was chilling. It was about the new Obamacare rules. Before I discuss the Obamacare taxes that are kicking in this year and next, I want to share excerpts from it. The email was from an individual whose son-in-law has a brother who is a surgeon at Emory Hospital in Atlanta.... Read Full Article

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