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ACA News

01/26/2018

Uninsured Rate Up at the End of 2017

The uninsured rate in America is on the rise again according to the 2017 Gallup-Sharecare Well-Being Index, which was conducted from October 31 to December 31. In the last quarter of 2017, the number of Americans without health insurance hit 12.2 percent, which is slightly lower than in the third quarter (12.3 percent) but a significant jump compared to the ... Read Full Article ›

01/22/2018

Are Work Requirements for Medicaid Legal? Some Say No

Medicaid recipients in Kentucky may soon face work requirements as a condition of enrollment – unless Democratic senators have their way. In a letter dated January 18, 29 Democratic senators expressed concerns over the legality of a recent State Medicaid Director Letter issued by the Centers for Medicare and Medicaid Services (CMS) on January 11. That letter encouraged states to ... Read Full Article ›

01/19/2018

New HHS Division Aims to Protect Religious Rights of Healthcare Workers

Healthcare workers who object to performing medical services based on religious or moral beliefs will now find some recourse for refusing service under the Trump administration. On Thursday, January 18, the Department of Health and Human Services (HHS) announced that it would be creating a new division under its Office for Civil Rights called the Division of Conscience and Religious ... Read Full Article ›

01/19/2018

Special Enrollment for Recent Natural Disasters – Individual Marketplace & Medicare Affected

On Wednesday, January 17, the Centers for Medicare and Medicaid Services (CMS) clarified its position on a special enrollment period created for victims of the 2017 hurricane season in the U.S. Virgin Islands and Puerto Rico. The CMS announced in September that people in hurricane-impacted areas would be given a special enrollment period (SEP) until December 31, 2017 to sign ... Read Full Article ›

01/19/2018

America’s Top Boss is Now Healthcare

Healthcare now employs more Americans than any other business sector. Throughout the 20th century, the top employers in the U.S. were consistently in retail and manufacturing sectors. While it’s unclear what this increase in the number of healthcare workers will mean for individual patients, the trend doesn’t seem to be in danger of reversing any time soon. How It Happened ... Read Full Article ›

11/07/2017

Surge in Obamacare Signups Despite Rocky Enrollment Season

Open enrollment for 2018 health insurance kicked off on November 1 this year amid palpable political unrest over cost-sharing reduction payments, extreme advertising cuts and an anti-Obamacare vibe at the federal level. Despite the tension, early numbers are not only good but better than last year at the same time. The Hill reports that on the first day of open ... Read Full Article ›

11/06/2017

Options for health insurance in 2018

Open enrollment 2018 started on November 1 and runs through December 15. For anyone without job-based healthcare coverage or a plan through a government program (like Medicare, Medicaid or TRICARE), this is the one time of year when you can shop for health insurance. There are exceptions, of course, for those who experience qualifying life events and need a special ... Read Full Article ›

10/19/2017

Special Enrollment Period Announced for Hurricane Impacted Areas

The Centers for Medicare and Medicaid Services (CMS) announced in late September that if you were impacted by Hurricanes Harvey, Irma or Maria, you will receive an extension to make changes to your health insurance if you purchased it through the federal health insurance exchange. Medicare recipients were also given an extension to make changes to their plans. Federal Exchange ... Read Full Article ›

05/03/2017

Will the MacArthur Amendment Be Enough to Save Trumpcare?

In March 2017, the American Health Care Act (AHCA), better known as Trumpcare, was pulled from the floor of the House of Representatives without a vote when conservative Republicans announced that they would not support the bill. The House Freedom Caucus, consisting of approximately far-right Republicans, said that the bill did not go far enough in repealing mandates under the ... Read Full Article ›

01/29/2017

Why Having Health Insurance Is Important

Having health insurance doesn’t always seem like a good deal, especially if you’re healthy and don’t plan on seeing the doctor much during the year. You may be tempted to skip out on coverage, choosing to pay the Obamacare penalty fine instead. But you should know that getting covered is an important tool in maintaining your overall quality of life ... Read Full Article ›

08/08/2016

Insurance Carriers Leave the Marketplace

As America prepares for the fourth open enrollment period under the Affordable Care Act this November, changes to the availability of health insurance on the Obamacare marketplaces may impact coverage nationwide. Earlier this year, United Healthcare, the nation’s largest health insurance provider, announced that it would be cutting ties with the ACA exchanges. Since that announcement, other insurers have followed ... Read Full Article ›

07/14/2016

Kaiser Family Foundation Survey Results: Most Enrollees Like Their Obamacare Plan

Kaiser Family Foundation Survey Results: Most Enrollees Like Their Obamacare Plan We are already past The Affordable Care Act's (ACA) third year of marketplace open enrollment. A new Kaiser Family Foundation (KFF) survey focused on individuals purchasing ACA insurance plans or enrolled in Medicaid on the marketplace appear to like their coverage options overall but are still worried about premiums, ... Read Full Article ›

04/22/2016

Obamacare plans increase, as employer-sponsored coverage drops

As the latest reports show, the most recent Open Enrollment Period (OEP), which ended on Jan. 31, 2016, saw 12.7 million Americans sign up for health insurance policies under the Affordable Care Act (ACA). This latest OEP represents an increase of one million people (8.5 percent more) over the previous year. Since the healthcare law's passage on Jan. 1, 2014, ... Read Full Article ›

02/10/2016

Possible 2016 Obamacare Extension Until March 31, 2016

Updated 2/10/2016 Essentially, this extension pertains only to individuals who were unable to file because of a taxation issue relating to their tax filing in 2014. If individuals who received subsidized healthcare (Obamacare plans) in previous years prior to this open enrollment season, and they didn't file a tax return, they may be ineligible to enroll until they file and or ... Read Full Article ›

12/10/2015

If you've missed the ACA's enrollment deadline, SEPs may hold the answer

The 2016 Open Enrollment Period (OEP) began on Nov. 1, 2015, and runs through Jan. 31, 2016. Come February, those Americans who have not enrolled in an approved health insurance plan, whether through the Federal Marketplace or a private company, may face an IRS-imposed tax penalty. Fortunately, the Obama Administration has made provisions, in the form of a Special Enrollment ... Read Full Article ›

11/16/2015

Obamacare Insurance Costs For 2016

It’s time once again to plan next year’s healthcare for you and your family. The annual Open Enrollment Period (OEP) begins on Nov. 1, 2015 and runs through Jan. 31, 2016. The Patient Protection and Affordable Care Act (ACA, or Obamacare) requires all Americans to purchase coverage during the three-month OEP. And if you want coverage to begin on New ... Read Full Article ›

11/21/2014

It's Time For Businesses to Insure Their Employees or Pay a Fine

If you own a moderately sized or large business, then get ready for big changes in 2015 over the way you handle health insurance. The Affordable Care Act, which took full effect for individuals last year, will now require that certain businesses offer affordable healthcare coverage to full-time workers. This stipulation was originally set to roll out along with the ... Read Full Article ›

07/12/2014

CA Passes Law That Exempts Businesses from Mandates Until 2016

California Governor Jerry Brown signed a bill on July 7, 2014 that excused small businesses in California from complying with the employer mandate requirements under the Affordable Care Act for another year, until 2016. Under the original version of the Affordable Care Act, President Obama wanted the employer mandates to take effect in 2014. That deadline was pushed back until ... Read Full Article ›

07/11/2014

Hobby Lobby Case Isn't the Last Coming Down the Pike

Hobby Lobby VS. Obamacare On June 30, 2014, the Supreme Court of the United States returned a verdict in Burwell v. Hobby Lobby Stores, Inc. stating that for-profit corporations like Hobby Lobby are not required to pay for and provide contraception through the insurance policies that they fund for their employees because it violates the Religious Freedom Restoration Act. The ... Read Full Article ›

03/31/2014

How Windfall Earnings Can Spoil Your Obamacare Subsidy

Question: I expect $45,000 in self-employed income for my family of four this year, qualifying me for substantial government subsidies through the Affordable Care Act exchange. What happens if my actual earnings are just as expected until Dec. 31, 2014, when I realize an involuntary capital gain because a company that I own a stake in gets bought out by ... Read Full Article ›

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