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Obamacare Rates For 2018 By State

2018 Approved Health Insurance Rate Increases By State For Obamacare On-Exchange and Off-Exchange Plans

Last Updated 10/13/2017

Please note that these are the averages across all insurance carriers that have been approved by each state. This does not represent the final amount that your health insurance plan may or may not go up by. Some insurance carriers filed for minor Obamacare plan premium increases, in some cases 5% or less, while others filed for increased rates of 70% or more. One other important detail to note is that insurance carriers filed two rates for 2018.

One that reflects pricing if the CSR payments continue to be made, and one that reflects pricing if the CSR payments are not made by the government. Which rate consumers will be forced to pay remains to be seen. Technically speaking, as of today, it would be the higher number.

STATE Approved Rate With CSR Payments Approved Rate Without CSR Payments
Alabama (AL) 2018 Obamacare Rates Not Yet Released Not Yet Released
Alaska (AK) 2018 Obamacare Rates -26.5% -22%
Arizona (AZ) 2018 Obamacare Rates 3% 11.2%
Arkansas (AR) 2018 Obamacare Rates 8.5% 17.5%
California (CA) 2018 Obamacare Rates 12.3% 16.6%
Colorado (CO) 2018 Obamacare Rates 26.7% 32.9%
Connecticut (CT) 2018 Obamacare Rates 21.7% 28.4%
Delaware (DE) 2018 Obamacare Rates 18.1% 25%
District of Columbia (DC) 2018 Obamacare Rates Not Yet Released Not Yet Released
Florida (FL) 2018 Obamacare Rates 13.7% 44.7%
Georgia (GA) 2018 Obamacare Rates 31.5% 54.2%
Hawaii (HI) 2018 Obamacare Rates Not Yet Released Not Yet Released
Idaho (ID) 2018 Obamacare Rates 8.1% 27.0%
Illinois (IL) 2018 Obamacare Rates 18.6% 30.2%
Indiana (IN) 2018 Obamacare Rates 14.1% 23.9%
Iowa (IA) 2018 Obamacare Rates Not Yet Released Not Yet Released
Kansas (KS) 2018 Obamacare Rates 17% 29%
Kentucky (KY) 2018 Obamacare Rates Not Yet Released Not Yet Released
Louisiana (LA) 2018 Obamacare Rates 7.2% 21.4%
Maine (ME) 2018 Obamacare Rates 20.1% 24.7%
Maryland (MD) 2018 Obamacare Rates 33.0% 43.8%
Massachusetts (MA) 2018 Obamacare Rates Not Yet Released Not Yet Released
Michigan (MI) 2018 Obamacare Rates 16.8% 26.8%
Minnesota (MN) 2018 Obamacare Rates -10.2% -5.3%
Mississippi (MS) 2018 Obamacare Rates 16.1% 26.8%
Missouri (MO) 2018 Obamacare Rates Not Yet Released Not Yet Released
Montana (MT) 2018 Obamacare Rates Not Yet Released Not Yet Released
Nebraska (NE) 2018 Obamacare Rates 19% 31%
Nevada (NV) 2018 Obamacare Rates 31.6% 38.2%
New Hampshire (NH) 2018 Obamacare Rates Not Yet Released Not Yet Released
New Jersey (NJ) 2018 Obamacare Rates Not Yet Released Not Yet Released
New Mexico (NM) 2018 Obamacare Rates 15% 30%
New York (NY) 2018 Obamacare Rates 12.8% 13.4%
North Carolina (NC) 2018 Obamacare Rates Not Yet Released Not Yet Released
North Dakota (ND) 2018 Obamacare Rates 23.3% 28.2%
Ohio (OH) 2018 Obamacare Rates 23% 34%
Oklahoma (OK) 2018 Obamacare Rates Not Yet Released Not Yet Released
Oregon (OR) 2018 Obamacare Rates 9.7% 15.7%
Pennsylvania (PA) 2018 Obamacare Rates Not Yet Released Not Yet Released
Rhode Island (RI) 2018 Obamacare Rates Not Yet Released Not Yet Released
South Carolina (SC) 2018 Obamacare Rates 11.3% 30.7%
South Dakota (SD) 2018 Obamacare Rates 15.8% 27.4%
Tennessee (TN) 2018 Obamacare Rates 13.5% 28.5%
Texas (TX) 2018 Obamacare Rates Not Yet Released Not Yet Released
Utah (UT) 2018 Obamacare Rates 20.2% 39.5%
Vermont (VT) 2018 Obamacare Rates 8.5% 10.5%
Virginia (VA) 2018 Obamacare Rates 43.4% 57.7%
Washington (WA) 2018 Obamacare Rates 24.0% 33.0%
West Virginia (WV) 2018 Obamacare Rates 13.9% 24.8%
Wisconsin (WI) 2018 Obamacare Rates Not Yet Released Not Yet Released
Wyoming (WY) 2018 Obamacare Rates Not Yet Released Not Yet Released