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Will the MacArthur Amendment Be Enough to Save Trumpcare?

In March 2017, the American Health Care Act (AHCA), better known as Trumpcare, was pulled from the floor of the House of Representatives without a vote when conservative Republicans announced that they would not support the bill. The House Freedom Caucus, consisting of approximately far-right Republicans, said that the bill did not go far enough in repealing mandates under the ... Read Full Article ›


Supreme Court Decision Is This Week. Will It Disrupt Your Health Coverage?

The Affordable Care Act (ACA) has provided Americans with access to quality healthcare. Now, millions of men, women and children are able to visit their choice of providers, quickly and conveniently. Prescription drug coverage has become much more affordable and manageable, as well. However, the promise of quality healthcare may be fleeting. The nation is anxiously awaiting the Supreme Court’s ... Read Full Article ›


Special Tax Enrollment Bombs. Only 147,000 Sign Up.

Okay America, you had plenty of time to sign up for health insurance under the Affordable Care Act (ACA). But still, you said you didn’t know about the penalties for not having coverage by the open enrollment deadline. So, the President and his administration set up a special enrollment period (SEP), running from March 15 to April 30. Surely, with ... Read Full Article ›


La participación latina en los planes de Obamacare

La comunidad latina constituye una parte importante de la población no asegurada en América, y, hasta el momento, el número de matrículas han sido menores de lo previsto, pero que están prometiendo. Los números oficiales no han sido liberados para el 2015, pero parece que más miembros de la población latina se están lentamente a bordo con los beneficios de ... Read Full Article ›


HHS: 11.7 Million Have Enrolled Now For 2015

Despite early technical problems, nationwide uncertainty and constant legal challenges, the Affordable Care Act hit another positive milestone at the close of its second open enrollment period in February. Health and Human Services Department Secretary Sylvia Burwell announced in early March that enrollment had reached 11.7 million by the time the marketplaces closed on Feb. 22. The second enrollment season ... Read Full Article ›


Florida Sees Largest Number of Enrollees During 2015 OEP

The open enrollment period for the Affordable Care Act closed last week with millions of new additions to the insurance system in America. The U.S. Department of Health and Human Services has not yet released an official report on nationwide sign-up numbers, but officials posted on the department’s Facebook page on Feb. 18 that about 11.4 million people had signed ... Read Full Article ›


El seguro de atención médica a corto plazo: los pros y los contras

¿Cuáles son los planes a corto plazo? Las pólizas tradicionales de seguro médico ofrecen una cobertura amplia, la cual incluye atención preventiva, exámenes físicos, vacunas y a veces hasta cuidados dentales o de la visión. Empero, los planes a corto plazo solo proporcionan cobertura “catastrófica”, o sea, en casos de emergencia. Estos planes son eficaces para quienes quieran cobertura de ... Read Full Article ›


Obama Reaches Key Goal. 9.5 Million ​​Already Sign-Up

With just under two weeks left in open enrollment season 2015, the government has announced that 9.5 million people have signed up for health insurance via federal and state marketplaces. The Affordable Care Act, which requires people to sign up for qualified health insurance or face a fine, has been challenged nationwide by skeptics who disagree with the concept behind the ... Read Full Article ›


Obamacare Deadline Looming Quickly. Only 3 Weeks Left To Enroll.

Whether you need health insurance or you’re considering signing up for a different policy, you’d better decide what to do soon. Unless you qualify for a special enrollment period based on extenuating circumstances, the open enrollment deadline for health insurance is Feb. 15. The government sets the deadline for enrollment, and while private insurers and employer-sponsored plans don’t have to ... Read Full Article ›


2015 OEP Enrollment Numbers

Since September 2013, more than 10 million individuals in the United States have signed up for health insurance under the Affordable Care Act according to a survey conducted by the Urban Institute. Of those 10 million people, almost 70 percent used federal or health insurance exchange sites, known as marketplaces, to purchase plans. The total number of uninsured Americans dropped ... Read Full Article ›


Summary of the First Month of Open Enrollment

For consumers who took advantage of the federal or state marketplaces to buy health insurance in 2014, new estimates suggest that switching plans during the open enrollment period this year will help decrease the cost of insurance in 2015. According to officials with the federal exchange, approximately 70 percent of enrollees who shop around for insurance will find cheaper plans, ... Read Full Article ›


It’s Time For Businesses to Insure Their Employees or Pay a Fine

If you own a moderately sized or large business, then get ready for big changes in 2015 over the way you handle health insurance. The Affordable Care Act, which took full effect for individuals last year, will now require that certain businesses offer affordable healthcare coverage to full-time workers. This stipulation was originally set to roll out along with the ... Read Full Article ›


CBO Changes 2015 Enrollment Estimates

Federal and state health insurance exchange sites are open for business as of Nov. 15 with high hopes for re-enrollment among satisfied enrollees. However, in a brief issued by the U.S. Department of Health & Human Services on Nov. 10, government officials suggested that the actual number of enrollees for 2015 would be much smaller than previously anticipated. These newer ... Read Full Article ›


People Plan to Enroll In Insurance This Year

A recent Gallup poll suggests that more than half of uninsured people living in the United States plan to enroll in health insurance this year. The poll, which was conducted via land line and cell phone between Oct. 22 and Nov. 12, reveals widespread knowledge about the federal requirement to purchase health insurance and indicates that about half of uninsured ... Read Full Article ›


New Poll: People Are Happy With Their Marketplace Insurance

Nearly three-quarters of Americans who purchased health insurance via federal or state marketplaces in 2013 are satisfied with their coverage according to a Gallup poll conducted Oct. 22 through Nov. 12. The survey asked 9,623 adults with health insurance whether they had bought health insurance through the exchange or elsewhere. Of those asked, 407 reported that they had bought a ... Read Full Article ›


The Latest Judicial Issue With The Federal Subsidies

If you’re one of the millions of Americans who enjoys health insurance thanks to federal subsidies, then you’re probably concerned about what the recent rulings in many district and appeals courts across the county regarding federal subsidies is all about. Before we get into the substantive issues on the table regarding the federal subsidies, we must first advise that this ... Read Full Article ›


2015- Review Your Options Even if Your Policy is Set to Autoenroll

If you signed up for a health insurance plan from the health insurance exchange website in 2014 and received financial assistance via federal subsidies, then you may have to re-examine your coverage during open enrollment despite the government’s assurance in June that plans would be renewed automatically for 2015. According to the Congressional Budget Office, approximately 13 million Americans will ... Read Full Article ›


CMS is Requesting Income Verification From Some Americans

On Sept. 15, the Centers for Medicare & Medicaid Studies announced that it would be investigating income discrepancies for more than 360,000 Americans currently enrolled in a private health insurance plan through the federal health insurance exchange. The government organization that administers the Medicare and Medicaid programs reported that income levels differ from official tax records. The CMS needs to ... Read Full Article ›